Does the seller net sheet use Texas title rates?

The calculator uses Texas title insurance premium rates for the owner title policy estimate, with final closing figures still subject to confirmation by the title company, lender, tax office, HOA, contract, and closing documents.

Free RJ seller tool

Seller Net Sheet Calculator

Q: What costs reduce seller proceeds?

Seller proceeds can be reduced by mortgage payoff, broker compensation, seller concessions, repair credits, prorated property taxes, owner title policy, escrow or closing fees, HOA transfer fees, warranties, and other contract-specific costs.

Estimate what a seller may net after payoff, commission, concessions, taxes, title, HOA, repairs, and closing costs.

Start Estimate DFW Seller Guide

Live proceeds estimate

Update sale price, payoff, commission, concessions, prorations, repairs, and other costs in one worksheet.

PDF download

Export a clean seller net sheet for a pricing conversation without submitting the numbers.

Planning only

Use this before the title company, lender, tax office, HOA, and closing disclosure finalize the numbers.

Quick answers

Fast seller net answers

What does a seller net sheet show?

It estimates seller proceeds by starting with expected sale price, then subtracting payoff, broker compensation, concessions, prorations, title, HOA, repair, warranty, and other closing costs.

What costs reduce seller proceeds?

Common reductions include mortgage payoff, seller concessions, broker compensation, prorated taxes, owner title policy, escrow charges, HOA items, repairs, warranties, and contract-specific fees.

Is the net sheet final?

No. It is a planning estimate. Final proceeds depend on the signed contract, lender payoff, tax office, title company, HOA, repairs, concessions, and closing documents.

Final proceeds can change after title, lender payoff, repairs, prorations, HOA resale package, survey, warranty, concessions, and closing disclosure updates.

The PDF is generated on the device as an application/pdf file and does not submit the worksheet to RJ Williams & Company.

For a listing-specific net sheet, ask an RJ agent to pair this worksheet with a current pricing and market strategy review.

What to know first

What is a seller net sheet?

A seller net sheet is a planning worksheet that starts with an expected sale price, subtracts mortgage payoff and likely selling costs, and estimates the cash a seller may receive at closing. It is not a final closing disclosure. Final figures depend on the contract, title company, lender payoff, property taxes, HOA fees, repairs, concessions, and closing documents.

Related seller guides

Plan the estimate with more context

Use these RJ Williams guides to understand the closing-cost categories behind the calculator before you compare listing price, concessions, and net proceeds.

DFW Seller Closing Costs Texas Title Premium Guide